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When you’re quiet, you repay less.

When you’re busy, you repay more.

Looking for a flexible alternative to bank loans?

If you take £5,000+ per month in card transactions, you could borrow up to £300,000 through revenue-based finance.


A Merchant Cash Advance is a flexible finance solution that allows businesses who process payments through card machines to raise up to £300,000 for any purpose.


Unlike traditional bank loans, there are no interest rates or fixed monthly payments. Repayments are taken from a small percentage of future card payments and are proportionate to performance, mirroring the ups and downs of your business. This is an excellent solution to ease financial stress and support growth and cashflow, whilst catering for unexpected bills and fluctuating revenue.

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Funded Over £150m

In the Last 12 Months


Am I eligible?

Monthly payments based on future card sales are automated to allow you to pay back your advance as and when your customer pays you. There are no late penalties or hidden fees; just one fixed fee with repayments that run in line with your card transactions.

You will need to meet the following criteria:

  • Your monthly card takings average £5,000 or more

  • Your business has been trading for 4+ months

Benefits of revenue-based finance:

  • Repayments automatically taken from small percentage of card payments

  • No interest rates or fixed monthly payments

  • No security or business plans required

  • Approval within 24-48 hours

  • Only pay when you get paid

  • Repayments proportionate to performance

Fund your business ambition

Borrow up to £300,000


classic car finance

To apply for revenue-based finance, please complete the form below and a member of the Charles & Dean team will be in touch to discuss your application.

Winner - Motor Finance Broker of the Yea
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