PCP Car Finance: Product Overview, Benefits, Drawbacks, and...
Personal Contract Purchase (PCP) car finance is one of the most commonly used ways to finance a vehicle in the...
Read The BlogSpecialists in Car Finance
We can get you closer to your dream car. Learn more about our financing options here.
Why Use a Car Finance Broker in 2026
Discover how a finance broker can help access competitive rates, tailored finance solutions, and expert guidance.
Read The BlogSpecialists in Business Finance
Unsure what you’re looking for? Find out what we offer in more depth here.
Why Use a Commercial Finance Broker in 2026
Whether you're seeking assets, expansion or managing cash flow, a business finance broker can make all the difference.
Read The BlogOur Industry Sectors
We work with a variety of industries, choose yours to see how we can help.
Complete Guide to the Growth Guarantee Scheme (GGS)
Access loans up to £2m with a 70% government guarantee.
Read The BlogAbout Us
Who are Charles & Dean? Find out more about us here.
Introducing Our New Partnership with Fix Auto UK
Charles & Dean have partnered with Fix Auto to provide Franchise Partners with access to flexible, specialist funding.
Read The BlogLatest News & Resources
Access useful guides and keep up to date with car and business finance with Charles & Dean.
A Strategic Collaboration with FXE Technologies
Charles & Dean has announced a strategic collaboration with FXE Technologies to license its Funding Xchange Marketplace.
Read The BlogEmpowering ambitious individuals and businesses with tailored finance solutions.
7,500+
Individuals and businesses supported over the last decade.
£200+ Million
Financed in the last 12 months.
'Excellent'
Rated 5 stars on TrustPilot.
At Charles & Dean, we make financing seamless and straightforward. From your initial consultation, our dedicated team is here to guide you through every step of the process, providing clarity, support, and expertise. Our mission is to secure a finance solution perfectly tailored to your unique needs, so you can focus on what matters most.
Whether it's a classic car, supercar, luxury SUV, or performance car, we offer tailored solutions to fund your dream. Let us help turn your automotive ambition into reality with flexible finance options.
Charles & Dean offers funding opportunities beyond what many business owners realise. From growth capital to asset purchases, we can help your business access up to £5 million with flexible terms.
The team at Charles & Dean have excelled throughout this process - from the first phone call they have been diligent, proactive and motivated to support Ocado Retail.
They listened to our requirements and built a product with a funder tailored to our specific needs. The support through the process and quality of communication and persistence to the end has been brilliant.
It's been refreshing to work with a business who have the same growth mindset and delivery focus as we have.
Mat Ankers
Chief Financial Officer, Ocado Retail Ltd
I've been a car lover for as long as I can remember, and over the years I've been fortunate enough to add incredible models to my garage with the help of Charles & Dean.
Tomi Adenlé
TOMI Auto
Charles & Dean played an instrumental role in helping us to bring the world-renowned Gilgamesh to Covent Garden. High street banks simply couldn’t provide us with the same level of support as Charles & Dean.
They took the time to really understand our needs, our industry experience and goals for Gilgamesh, securing the necessary funds to open in time for Christmas.
We would gladly recommend Charles & Dean to anyone in the F&B industry requiring financial support.
Andy Christopher
Co-Founder, Gilgamesh
I’m into my fifth year now with Charles & Dean funding my ever developing car collection, with the latest addition being my Ferrari 250 GT.
The whole process was dealt with efficiently and with surprisingly palatable numbers. I am not the easiest person to find funding for but C&D work with a number of lenders and offer incredible personal service you won't find anywhere else. Looking forward to many more deals to come.
Thomas Exton
TGE TV
I am delighted that Charles & Dean sees a future in agriculture and supports a business like ours.
James Peck
Managing Director, PX Farms Ltd
Jack at C&D was a pleasure to work with once again.
This is my second vehicle financed through C&D, and their patience, exceptional customer service, and transparency about finance options and agreements are the reasons I keep coming back.
Will Holmes
MrHCars
As a family-owned business with nearly a century of experience, we value strong partnerships - and Charles & Dean has been exactly that.
Their expertise in commercial finance has been instrumental in helping us refinance our unencumbered assets, giving us the flexibility to navigate seasonal changes and invest in growth.
They truly understand the challenges of our industry, from longer winters to evolving market demands, and have taken the time to build a deep understanding of our business. A trusted and reliable partner.
Adam Fox
Managing Director, Fox Owmby Ltd
We provide tailored lending solutions to all industries, businesses, and individuals – from small start-ups to large multinational corporations, including ultra-high-net-worth individuals with complex income profiles. No matter the size or financial structure, we are here to support your unique needs.
Fill out our form or contact us, and one of our Finance Specialists will reach out to you.
We take the time to understand your individual needs and business goals.
In as little as an hour, we can tailor a finance solution to suit your needs.
We assist you through the whole process, and once approved you will receive access to the finance to fund your ambition.
In the Last 12 Months
Discover tailored finance solutions that meet your unique needs.
Blog
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Personal Contract Purchase (PCP) car finance is one of the most commonly used ways to finance a vehicle in the...
Read The Blog
Buying a supercar is a significant purchase. Whether you're considering a modern performance car or a...
Read The Blog
For most buyers, the decision to buy a car starts and ends with affordability. But in the UK automotive market, timing...
Read The BlogUnlock competitive funding solutions with guidance and support from our specialist team. Fill out the form below, and we’ll be in touch to schedule a call.
They are experts at providing finance on Porsches (they do one a day!), working with people with unusual income streams like myself.
Mat
We've achieved sustainable year-on-year growth with Charles & Dean’s support.
Steven
Everything was perfectly explained and the process couldn't have been any smoother. Faultless!
Nathan
Charles & Dean has been a reliable partner, securing tailored funding with low deposits and VAT deferrals to keep cash in our growing business.
Priority Plant
Finding funding for me isn’t easy, but C&D’s lender network and personal service are unmatched.
Tom
Great experience and service as a first time customer. Lots of help and guidance from Felix, would certainly recommend and use again.
Josh
C&D were amazing with a quick turnaround.
Briyesh
The customer relationship with C&D is something I value very much, which I’ve never had anywhere else.
Will
I am delighted that C&D sees a future in agriculture and supports a business like ours.
James
Charles & Dean made this possible by turning around the funding for my dream BMW in just 1 week.
Chaz
High street banks simply couldn’t provide us with the same level of support as Charles & Dean.
Andy