Financing your caravan or motorhome helps spread the cost of the lifestyle you’ve been dreaming of, allowing you to enjoy the freedom of your holiday home. Our finance solutions mean you can easily budget for your new purchase and make lifelong memories with a solution tailored to you.


Get in touch to find out more.

Caravan & Motorhome finance

With your caravan & motorhome agreement, as the registered keeper of the caravan or motorhome, you are responsible for the licensing and any use. However, the finance company remains the legal owner until the amount borrowed has been fully repaid.

Term lengths are usually between 5 – 10 years.

You will pay a small acceptance fee and option-to-purchase fee as part of the agreement. Once all the payments have been made, the caravan or motorhome becomes yours.

You will gain full ownership of the caravan or motorhome at the end of the agreement
Flexible deposit options – 0% deposit may be available subject to status
It’s easy to budget with flexible repayment terms and fixed interest rates – the cost is spread over a period of time and paid by monthly instalments – that will not increase even if bank interest rates rise
There is more flexibility for you to make early repayments or over payments at any point during the agreement

Caravan & motorhome finance requirements:

✓ To get your caravan or motorhome finance under way we’ll need 2 years worth of address history, a copy of the tenancy agreement and affordability if the purchase is £30,000 or more.

✓ We can finance your caravan or motorhome as long as the value is between £2,500 and £100,000.

✓ The maximum starting mileage for a motorhome to be financed is 120,000.

✓ For caravan finance the maximum age at the end of the agreement is 20 years.

✓ Once you’ve made all the repayments the caravan or motorhome is all yours.

We have a variety of finance solutions available. We’re flexible with our finance offering, working with a number of UK lenders to provide fast and clear quotes.

We offer consistent and concise advice no matter what stage of the purchasing journey you’re in.

With Charles & Dean, you are protected under the Consumer Credit Act.

Get in touch