Funding a van isn't just about financing a vehicle, it's about investing in the future of your business.
With the right funding solution, a van can become a powerful asset that helps you to increase your productivity, expand your services, and grow your customer base. At Charles & Dean, we understand the importance of finding the right funding option that suits your unique requirements and business goals, and we are committed to helping you make informed decisions that drive your success.
About Our Partnership with Dack Vans
Dack Vans is a local family run business with a strong commercial vehicle presence that shares our passion for providing specialist services and expertise. Together, we will be working closely to offer bespoke solutions and bring our collective experience and knowledge to the forefront.
As part of this partnership, we will be profiling exclusive deals and prospecting top-of-the-line vans, tailored to meet your unique requirements. With our combined expertise and resources, we are committed to delivering exceptional service and solutions, and ensuring that clients receive the best possible outcomes.
Building strong relationships is our key to success, and we are excited to collaborate with a company that shares our values and vision. We look forward to a fruitful partnership with Dack Vans, and to providing exceptional services to our clients.
WHAT WE OFFER...
Hire Purchase (HP)
If your business doesn’t wish to use cash to purchase an asset, HP is a good alternative and can be used to purchase a variety of assets. HP agreements involve acquiring an asset and spreading the cost with monthly repayments as a flexible option that allows your business to budget and make the most of fixed interest rates.
A Lease Purchase is an agreement in which you get full use of the asset without actually owning the equipment, meaning the equipment is retained by the lender. Payment terms can be structured in line with your business’ cash-flow to make budgeting easier and this type of funding is normally shown as ‘on balance sheet’.
Refinance is a way for your business to access cash using assets you already own. Funding is secured against a physical asset, supplying lenders with assurance so that they don't require a personal guarantee or need to look into your credit history.
When it comes to refinance, we recommend refinancing unencumbered assets or assets nearing the end of their finance agreement.
Sale HP - Cash Back
Sale HP is the process of refinancing specific equipment your business has purchased in the last 90 days to a finance agreement to release cash back into your business. The lender agrees a value to purchase your asset and uses either a Hire Purchase or a Lease Purchase agreement to finance the asset back to you over a fixed period of time. Your repayments can be aligned with the income stream generated by the asset.
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